Complaint Procedure

Making us aware of an issue

Your concerns and problems are important to us. It’s quick and easy to let us know what went wrong and how we can fix it.

Just let us know:

  • Your personal details
  • Your policy or claim details
  • What the problem is
  • How we could turn the problem into progress

Please email any issue to: complaints@sbs-claims.co.uk.

What happens next

We will address your issue promptly and efficiently. 

Some issues may meet the definition of a complaint under the guidelines set out by the Financial Conduct Authority (FCA).

If your issue fits this definition and we can't resolve it quickly, we'll follow an FCA-approved process to ensure it receives proper attention.

We’ll:

·         Acknowledge your complaint promptly.

·         Assign a dedicated specialist to review it.

·         Conduct a thorough and unbiased investigation.

·         Keep you informed about the progress of the investigation.

·         Strive to resolve the issue as quickly as possible.

Our objective is to resolve your issue efficiently. However, if SBS cannot address your complaint promptly, it will be escalated to your insurance company for further investigation in accordance with FCA guidelines.

If you’re not satisfied with our investigation or you think there’s additional information that could help give us more clarity, we’re happy to review our response.

If you are still not satisfied

You may contact the Financial Ombudsman Service, depending on the nature of your complaint. This applies if you have received a final response and are still dissatisfied with the outcome.

The Financial Ombudsman Service

Should we be unable to resolve your complaint within 8 weeks, you have the right to request a review by the Financial Ombudsman Service. This service is free and impartial. While we are legally obligated to accept their decision, you are not bound by it. Seeking their assistance will not affect your legal rights.

https://www.financial-ombudsman.org.uk/consumers/complaints-can-help